The full kit

Everything your books need. Nothing they don't.

Nine feature groups, 170+ capabilities, one cryptographic ledger underneath. Everything that ships today is listed here. Everything that's coming has a date.

Triple-entry ledger

The cryptographic engine under everything.

Every transaction in Airtight is debited, credited, and sealed with a signed receipt. Ed25519 keys, SHA-256 hash chain, Merkle-anchored. The third entry is the proof no one can argue with.

Dual-database architecture

TigerBeetle for balances, PostgreSQL for everything else. One source of truth, built for audit.

Per-transaction receipts

Offline-verifiable. Publishable. Pastable into email — the recipient can verify with no Airtight login.

Hash-chained events

Every state change emits an immutable event. Projections can be rebuilt from scratch.

Merkle anchoring

Daily anchor to a public chain. Tampering with yesterday breaks tomorrow.

Signed audit pack

End-of-year export, cryptographically signed. Your auditor can't argue with maths.

Replay for forensics

Point-in-time reconstruction of the ledger. Subpoena-ready.

Bella · AI accountant

Autonomous. Guarded. Off, when you want.

Bella is an always-on agent that lives inside your ledger. She reconciles, categorises, drafts returns, chases clients, flags anomalies. Every action she takes leaves a signed receipt so you can audit her later. Take the wheel any time.

24/7 reconciliation

Every bank feed, every e-com channel, every Stripe payout. Matched before you wake.

Real-time categorisation

Learns your chart of accounts. Accuracy improves with every correction.

Plain-language query

Ask "close last month" or "why is gross margin down?" She answers with numbers and receipts.

Multilingual UI

EN-AU and EN-NZ first, with Arabic, Mandarin, Vietnamese and Hindi available for client-facing surfaces — the languages AU/NZ small businesses actually run in.

Anomaly detection

Duplicate invoices, supplier drift, unusual wages. Flagged in plain English.

Take the wheel

Pause Bella on any entity any time. She stops writing — keeps watching.

Bank & payment feeds

135+ AU banks. Every NZ major. Ten e-commerce rails.

Connect once, reconcile forever. Bella matches payments to invoices, payouts to sales, refunds to credit notes — and explains anything she can't.

135+ AU banks via Basiq / Yodlee

All four majors, every regional. Live, not CSV.

NZ banking

ANZ, ASB, BNZ, Westpac NZ, Kiwibank, Heartland, Co-operative Bank — direct feed, not screen-scraped.

Stripe + Square + Afterpay + Zip

Payout splits, refunds, fees all matched to the right lines automatically.

Shopify, Woo, Amazon, eBay

Orders → invoices, payouts → bank, GST → return. Already linked.

Currency conversion

Bank feed in USD, books in AUD or NZD? Bella revalues daily.

Rule-based overrides

Teach her once, she remembers forever.

Invoicing & receivables

Issue, chase, collect, reconcile — on her.

From quote to settled invoice with zero chase-work. Templates branded to your business, with multilingual receipts where you need them. Payment links, recurring plans, dunning ladders — all built in.

Quotes → invoices → payments

One document, three states. Signed at each step.

Recurring billing

Weekly, monthly, quarterly. Pro-rated. Paused. Resumed. Bella handles it.

Payment links

Hosted page + in-email checkout. Stripe + Square + Afterpay + Zip.

Polite chase ladder

Reminder, firmer reminder, final notice, escalation. You set tone + timing.

Multi-currency

Bill in the customer's currency. Book in yours. FX baked in.

Peppol e-invoicing

ATO-accredited (AU) and NZBN-aligned (NZ). One button: through the network, signed, archived.

Payroll & people

STP 2, IRD payday filing, long-service leave that actually works.

AU payroll with all eight states' LSL rules wired in. NZ payroll with IRD payday filing, KiwiSaver, ACC and holiday-pay engine. One pay run, two regulators — Bella signs STP 2, files payday, pays super and KiwiSaver, posts the report.

Australian STP Phase 2

Finalisation, pay events, update events. All ATO-cleared.

Long-service leave · 8 AU states

Every state's rule, every entitlement, every accrual. Correct to the hour.

NZ payday filing + KiwiSaver

IRD payday filing every pay run. KiwiSaver contributions + employer match, ACC levies, holiday-pay engine, parental-leave handling.

Super / KiwiSaver

Contributions calculated, paid, reported. No spreadsheet on the side.

Shift & award interpretation

Retail, hospitality, construction awards. Time-and-a-half to the cent.

Onboarding / offboarding

Digital TFN / IRD number declaration, contracts, policy packs. Signed. Timestamped. Filed.

Reports & audit

The pack your auditor wants, in one click.

P&L, Balance Sheet, Cash Flow, aged receivables, inventory, project profitability, tax reconciliations — every report is cryptographically signed, reproducible, and verifiable offline.

Standard financials

P&L, BS, CF, aged AR/AP, trial balance. Date-range, entity, currency, consolidated.

Management packs

Monthly CEO/CFO pack. KPI dashboards. Variance vs budget.

Signed audit pack

End-of-year export with every receipt. Your auditor does the review in a day.

Re-run anything

Month-end run in June? Re-produce byte-identical in December.

NZ regulatory pack

GST 101, IR348 (payday), IR4 / IR526, FBT return, ACC levy summary — drafted from the same ledger.

Board / investor pack

Unfalsifiable numbers, on-brand deck, ready to send.

Compliance & tax

Every AU + NZ regulator, one ledger.

You don't touch legacy integrations. You don't wait for a quarterly release. Bella keeps up — BAS, STP 2, R&DTI, NZ GST, IRD payday filing, KiwiSaver, FBT, Peppol — in the same database as your invoices.

Peppol e-invoicing (AU + NZ)

ATO-accredited (AU) and NZBN-aligned (NZ). Cleared + signed through the network.

Australian BAS / GST / STP

Live BAS preparation, activity statements, TPAR. STP 2 pay-event submission you authorise; tax-agent-lodged where regulation requires.

NZ GST + IRD payday filing

GST 101 drafted from the live ledger. IR348 payday filing every pay run. ACC levies, FBT, RWT/RLWT — handled in-platform.

R&DTI

AI-assisted classification of eligible expenditure with source-receipt linkage. Draft Schedule + AusIndustry registration prepared; reviewed and lodged by your registered tax agent.

Trust accounting

All 8 AU state rules + NZ trust regime. Law-society reporting. Statutory audit-ready.

SMSF

Contribution caps, pension phase, investment strategy docs, regulatory return.

Security & governance

Your keys. Your data. Never ours.

Four-layer envelope encryption, per-tenant keys, cryptographic shredding on deletion. Passkeys first. Row-level security on every table. MFA, SSO, API keys with surgical scopes.

Per-tenant encryption

CMK → KEK → DEK → field. Your org's keys, never shared.

Cryptographic shredding

Delete a tenant, lose the key. Data becomes unrecoverable, not "soft-deleted".

Passkeys + MFA

WebAuthn passkeys first. TOTP fallback. No SMS — SMS isn't security.

Row-level security

Postgres RLS on every tenant table. Cross-tenant queries physically refused.

SSO + SCIM

Azure AD, Okta, Google Workspace. Provisioning + deprovisioning automatic.

Fine-grained API keys

Scope to module + read/write + IP range. Rotate without downtime.

Ecosystem & integrations

Plays nice with everything you already run.

Airtight isn't trying to replace your CRM. It slots into your stack — Shopify, Amazon, WooCommerce, Salesforce, HubSpot, Slack, Xero historical import, QuickBooks import, custom webhooks.

Xero / QuickBooks / MYOB import

Ten years of history, with signed provenance on every imported transaction.

Shopify / Woo / Amazon / Square

Orders, payouts, refunds, fees — mapped and reconciled.

CRM sync

HubSpot, Salesforce, Pipedrive. Contacts + deals + invoices in lockstep.

Slack / Teams / Telegram

Bella pings you where you already chat.

Open webhooks + REST

Build what you want. Every endpoint is rate-limited + scoped.

GraphQL for power-users

Query your whole ledger. Authenticated. Observable. Rate-limited.

Spec done. Ready
to feel it?

Those who know, know.